Fraud Assessment

Know where fraud can hit you before it does

An enterprise-wide assessment of internal and external fraud risk across products, channels and processes, scored against the SAMA Counter-Fraud Framework.

SAMA CSFSAMA Counter-Fraud Framework
Typical duration
4–6 weeks
Engagement
One-off assessment
Deliverables
4
Frameworks
2
Network of connected points with flagged nodes around a shield

Fraud rarely comes from one place. It moves between products, channels and people, and it follows the gaps between them. A fraud assessment shows you where those gaps are before someone else finds them.

We map your products, customer journeys and internal processes, identify the internal and external fraud scenarios that apply to each, and rate inherent and residual risk against the controls you actually operate. Every finding is mapped to the SAMA Counter-Fraud Framework, so the result doubles as evidence of your compliance position.

You finish with a fraud risk register your teams can maintain, a clear view of control gaps, and a remediation plan ranked by risk and effort.

Why it matters

Fraud risk register by product and channel
Inherent and residual risk scoring
Control mapping to the SAMA Counter-Fraud Framework
Interviews with business, operations and IT

How the engagement runs

  1. 1ScopeAgree products, channels and processes in scope
  2. 2DiscoverInterviews, process walkthroughs and data review
  3. 3AssessScore inherent and residual fraud risk; test key controls
  4. 4ReportRegister, gap analysis and prioritized remediation plan

What you receive

  1. Fraud risk assessment report
  2. Fraud risk register
  3. Control gap analysis
  4. Prioritized remediation plan

Questions

Do you need access to our fraud system?
Read-only access or extracts help us test detection coverage, but the assessment can start with interviews and documents.
Is the assessment aligned with SAMA expectations?
Yes. Every risk and control is mapped to the SAMA Counter-Fraud Framework, so the report can support your submissions.
Do you cover internal fraud?
Yes. Insider and collusion scenarios are assessed alongside external fraud.
Readiness self-check

How ready are you? Find out in two minutes

Answer a few questions for your framework. You get a score, your biggest gaps and — if you want it — a detailed assessment from our team.

Ready to talk about your compliance?

Tell us where you stand. We will show you the shortest path to what your regulator expects.

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